Personal loans for home improvement
Unsecured fixed-rate loans used for roofs, HVAC, remodels and other projects. The most common product homeowners are matched with.
Contractor financing programs
Lenders that fund jobs through partner contractors and pay the contractor at completion, including second-look lenders for lower credit scores.
Home equity loans and HELOCs
Secured lending for larger planned projects.
Equipment and commercial vehicle financing
Excavators, lifts, dump trucks, work trucks and vans for contractors.
Working capital and lines of credit
Short-term capital and revolving credit for construction cash flow.
Construction invoice factoring
Specialist factors who understand pay-when-paid clauses and retainage.
SBA-backed lending
Longer-term, lower-rate loans for established contracting businesses.
What we require of every lender in the network
- Clear APR and fee disclosure before the borrower commits.
- A stated credit-inquiry policy (soft vs hard, and when) that we can show borrowers.
- No "guaranteed approval" or "no credit check" marketing.
- Licensing in the states they serve.
Lenders may compensate AL Elite for introductions. This does not affect the rate or terms a lender offers you. See how we make money.
Frequently asked questions
Which lenders does AL Elite work with?
Lenders across the categories above: personal loans for home improvement, contractor financing programs, home equity, equipment and vehicle lending, working capital, lines of credit and construction factoring. Named partners are listed with their permission; others are described by type.
Will I see every lender in the market?
No. We show lenders in our network who serve your state and project. A lender outside our network may offer different terms.
Does a lender being listed mean I'll be approved?
No. Each lender makes its own credit decision. Listing shows who is in the network, not who will approve a given application.